Mortgage and buying a home
Will the loan payment fit our budget alongside saving and holidays?
00 · FINANCIAL FORECAST
Am I ready for
a mortgage?
Plan your home budget with a financial forecast years ahead. See how a mortgage, buying a flat, or a career change will affect your liquidity, before you decide.
YOUR FINANCIAL FORECAST12 MO.
Interactive chart: 12-month financial forecast: without loan.
01 · PROBLEM
Doing the math on a napkin before a big decision?
A spreadsheet you haven't opened in months, recurring expenses you've lost track of, and ChatGPT you ask for advice but don't quite trust. amiready.app folds everything into one financial forecast years ahead, and warns you before things get tight.
02 · WHEN IT HELPS
We all face these dilemmas
Every life writes its own scenarios, with amiready.app you'll be ready for each one
A child on the way
Parental leave, daycare costs, lower income. Will we manage with our existing installments?
Own business
I'm starting my own business. How long can I afford lower income and the investment?
Early retirement
I have X saved up, I spend Y a month. When can I realistically stop working?
...and dozens of other decisions worth running before you make them.
03 · WHAT YOU GET
How the numbers help you
Seven things that turn a dilemma into a decision you understand.
- 01.
Everything in one place
No more juggling a spreadsheet, your bank account, and handwritten notes. You enter income and expenses in one simple sheet and in a split second you have everything you need.
- 02.
See what's coming in one, two, five years
You stop asking „can I afford it?", you just watch how your finances will behave month by month for years to come.
- 03.
We warn you before things get tight
Your toughest month is six months away? Thanks to our warnings you find out today, before you decide, not after.
- 04.
Test different scenarios
„What if I take the mortgage and quit my full-time job?" In amiready.app it's simple! Toggle on, toggle off, compare. No copying columns in Excel, no asking AI and hoping it does the math right.
- 05.
Decide together
Invite your partner. You both see the same numbers, you both can change the assumptions. No more swapping screenshots in chat.
- 06.
Recurring payments with no mysteries
Netflix on the 12th, phone on the 15th, electricity every two months, taxes every quarter. In amiready.app you set up all these complex rules in seconds.
- 07.
No artificial limits
As many categories, forecasts, and scenarios as you need. No paid premium tiers, no features cut just to make you pay more. amiready.app is free.
04 · HOW IT WORKS
From idea to forecast
Three steps to your first forecast.
- 01
Create a forecast
Click „New forecast". You get a unique URL and you can start.
~10 sec
- 02
Enter income and expenses
Add categories, fill in monthly values. Recurring items (installments, salary) you set up in one move.
~3 min
- 03
See the forecast and alerts
Balance chart and warnings for months when things will be tight. You see at a glance what's ahead over the next 10 years.
instantly
- SECURE ACCESS
- NO ADS OR TRACKING
- IN YOUR LANGUAGE
- ENCRYPTED DATA
05 · AI
Your AI assistant understands your finances
Combine artificial intelligence with an analytical tool that does not make mistakes. From now on you do not have to work with your budget directly in amiready.app. Just connect ChatGPT, Claude or practically any other AI to our app and take control of your finances to a whole new level.
Add expenses by chat
"Add 450 for the car service in March." Done.
Simulate a decision
"What happens to my liquidity if I take 2,000 per month in loan payments for 5 years?"
Check a specific date
"What will my balance be on September 1, 2027?"
06 · QUESTIONS
Frequently asked questions
- Every day we make decisions, but every once in a while we have to decide on truly important things. If your decision touches your finances, amiready.app helps you make sure you can afford it. In the app you can easily simulate your income and expenses, including recurring ones, and quickly see your liquidity over the next five years. Whether you're planning to build a house, take out a loan for your business, or have a child, amiready.app helps you make sure you can afford it financially.
- Nothing. amiready.app is free to use, no artificial limits, no feature gating, no subscriptions, no one-off payments. You can create as many forecasts and variants as you need.
- All sensitive data is encrypted. We don't share your data with anyone, and we don't use it to train AI. Every forecast has a unique URL with 21 random characters, it can't be guessed. Once you create an account, your forecast is permanently tied to it, and you can share it with people you choose, and only signed-in, authorized people can access the forecast. We also run daily backups.
- No! You can create any number of forecasts completely anonymously. Just remember that an anonymous forecast is accessible to anyone who knows its URL (in practice it can't be guessed, it's a safe setup). To avoid dangerous misunderstandings, create an account and assign the forecast to yourself.
07 · DECISION
Check before you decide
Your first forecast is three minutes away. No fiddling, no calculator in another tab.